Dual-Axis Intelligence

Portfolio Intelligence Platform

See how behavioral pattern analysis intersects with contextual intelligence to reveal creditworthy opportunities within existing portfolios.

Dual-Axis Analysis Matrix

Behavioral Score → Contextual Score → High Opportunity Context Strong Behavior Strong Develop
Creditworthy (Score 70+)
Potential (Score 50-70)
Develop (Score <50)
Portfolio Analyzed
200
SACCO members
Creditworthy Identified
48
24% of portfolio
Lending Opportunity
$120,000
At avg. $2,500/loan
High Potential
23
Score 80+ (priority)
Projected Revenue
$7,200
At 20% APR, 30% uptake

Top Lending Opportunities

How Dual-Axis Analysis Works

Behavioral Score: Transaction consistency, savings patterns, loan repayment history, engagement frequency, account activity regularity.

Contextual Score: Employment sector stability, geographic economic conditions, organizational health indicators, age-income correlation, market conditions.

Intersection: High behavioral reliability + strong contextual stability = creditworthy opportunity your current systems can't identify because they analyze single dimensions.